In collaboration with Payment Financial Technologies, Oromia Cooperative Bank has introduced a new digital platform called "Mechu" to provide loans without collateral. It is believed to be the first convenient loan service for small and medium enterprises that cannot access credit. It is a conventional loan and recovery application that you can use by downloading to your mobile phone. The creditor will claim the application, the requirements for obtaining the loan will be met. The application will announce the result within minutes. Micro, small and medium enterprises are offered the loan without guarantee, and the loan amount ranges from 30,000 birr to 150,000 birr.